How to write a check.
Filling out a check for the first time or for the first time in a while? You might have questions, such as where to sign a check and how to write a check with cents. While you might not write many checks, it's still an important skill to have. Let us answer your questions with a quick how-to.
Step 1: Date the check
Write the date on the line at the top right-hand corner. This step is important so the bank and/or person you are giving the check to knows when you wrote it.Step 2: Who is this check for?
The next line on the check, “Pay to the order of,” is where you write the name of the person or company you want to pay. You can also just write the word “cash” if you don’t know the person or organization’s exact name.Step 3: Write the payment amount in numbers
There are two spots on a check where you write the amount you are paying. First, you’ll need to write the dollar amount numerically (for example $130.45) Step 4: Write the payment amount in words
On the line below “Pay to the order of,” write out the dollar amount in words to match the numerical dollar amount you wrote in the box. For example, if you are paying $130.45, you will write “one hundred thirty and 45/100.” To write a check with cents, be sure to put the cents amount over 100.Step 4: Write the payment amount in words
On the line below “Pay to the order of,” write out the dollar amount in words to match the numerical dollar amount you wrote in the box. For example, if you are paying $130.45, you will write “one hundred thirty and 45/100.” To write a check with cents, be sure to put the cents amount over 100.Step 6: Sign the check
Sign your name on the line at the bottom right-hand corner using the signature you used when you opened the checking account.How to balance a checkbook.
Every time you spend money or make a deposit, you should keep track of this in your checkbook's check register, which can be found with the checks you received from Huntington. Your check register is meant to be used for keeping track of your deposits and expenses.
Record your transactions.
- If you make a payment by check, you will record the check number, found in the top right corner of the check. This also helps you keep track of your checks, helping you ensure none of your checks are missing, and reminding you when you need to reorder checks.
Reconcile your bank statement each month.
When you receive your monthly bank statement, whether it comes in the mail or you view it online, take the time to balance your checking account. First, download our Balancing Worksheet. Then follow the directions to enter the information from your checkbook register and bank account statement as well as any unlisted deposits and outstanding checking/withdrawals.
